<figure class="wp-block-image size-large"><img width="325px" height="183px" srcSet="https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-300x169.webp 300w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-1024x576.webp 1024w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-768x432.webp 768w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1.webp 1200w" sizes="(max-width: 425px) 150px, 450px" src="https://ll-blog-dev.s3.ap-southeast-2.amazonaws.com/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-1024x576.webp" alt="Best Crypto savings Account" class="wp-image-5193"/><div id="keyTakeAwayContent" style="min-height:220px"></div></figure>I found something disturbing after doing my own research on savings accounts:The payouts are LAUGHABLE.Especially when compared to the returns that you could receive through DeFi, like in the Liquid Loans Stability Pool.The highest APR that I could find on savings accounts from large banks is roughly 5.35%.<figure class="wp-block-image size-full is-resized"><img loading="lazy" width="325px" height="183px" srcSet="https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account-246x300.webp 246w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account.webp 537w" sizes="(max-width: 425px) 150px, 450px" src="https://ll-blog-dev.s3.ap-southeast-2.amazonaws.com/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account.webp" alt="Crypto Savings Account" class="wp-image-5191"/></figure>This may seem like a decent return, but when you consider inflation, you might barely be breaking even.And when you consider other options, in my opinion, you&#x27;re flat out leaving money on the table.I’m not someone who can, or does, provide financial advice. I do, however, have some major thoughts on these rates.<h2 class="wp-block-heading tablecontent">How Much Better?!?!</h2>As I’m writing this, the Liquid Loans <a href="https://www.thecoinzone.com/liquidloans/stability-pool">Stability Pool</a> is currently offering a 161% APR on the stablecoin, USDL.Yes, you read that right. 161% APR.This is roughly 31x times higher than the highest savings account that I found.In other words, it could take you 31 years to get the same returns on your money as just 1 year in the Stability Pool at these current rates.This may seem too good to be true, but there’s actually a reason for this disparity in earnings.<h2 class="wp-block-heading tablecontent">Why is the Stability Pool APR So High?</h2>The yield on USDL comes from two sources:<ul><li>Liquidations: Whenever a Vault is liquidated within the Liquid Loans protocol, Stability Providers pay the debt of the Vault. In exchange, they receive all of its PLS. </li></ul>This gives them an instant 10% gain on all of the USDL debt they repay. <ul><li>LOAN Emissions: LOAN token is paid out to Stability Providers as a reward for their services.</li></ul>Yield from the Stability Pool is so high right now, frankly, because the Liquid Loans protocol is new. LOAN token emissions, in the first year, are the highest they will ever be. Each year, the rate of emission is halved. You can clearly see that the APR for the Stability Pool has been going down every week since launch. It was as high as 1000% in the first few weeks, but is now floating around 161%. But any way you slice it, a 161% APR is significantly higher than 5.3%. Unless the APR offered by the Stability Pool drops below 5.3%, which it seems unlikely to do for many months or even years, it simply has a higher payout than a traditional savings account.<h2 class="wp-block-heading tablecontent">Beating Inflation</h2>For financially conscious individuals, beating inflation is the name of the game.Every year, fiat currencies across the world are devalued due to an ever increasing supply of that currency.This is compounded, especially in the United States, by a decreasing supply in production of the ‘stuff’ that people want to buy.The result is often that fiat currency savings become worth less and less. A great way to counteract this problem is by earning yield on your cash, but a high-yield savings account may do little more than break even. While you could turn to the stock market, this may not be ideal depending on your own risk tolerance or in situations where you need fast liquidity.That’s where holding savings in USDL and staking in the Stability Pool can be a great solution.<h2 class="wp-block-heading tablecontent">How to Start Your Crypto Savings Account</h2>You can start your crypto savings account easily and start outperforming all of the mainstream, traditional offerings.To get started, you would just need to <a href="https://www.thecoinzone.com/pulsechain/how-to-buy-usdl">buy USDL</a>, which is a fully-backed stablecoin tied to the price of the US dollar.After you’ve done that, you can go to the <a href="https://go.liquidloans.io/">Liquid Loans dApp</a> and <a href="https://www.thecoinzone.com/liquidloans/how-to-deposit-usdl-into-the-stability-pool">place your USDL in the Stability Pool.  </a>It’s literally that simple.Why let a bank take you for granted when you can be your own bank?With Liquid Loans, you can make your money work the way you want it to.

Stablecoins Under Siege: The SEC’s New Rules Aren’t What They Seem

How to Earn Yield While HODL'ing PLS

Bitcoin’s Rise: My View From the Trenches

Here's What Happens to LL Users When Prices Rise (Actual Numbers)

<figure class="wp-block-image size-large"><img width="325px" height="183px" srcset="https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-300x169.webp 300w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-1024x576.webp 1024w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-768x432.webp 768w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1.webp 1200w" sizes="(max-width: 425px) 150px, 450px" src="https://ll-blog-dev.s3.ap-southeast-2.amazonaws.com/wp-content/uploads/2024/03/20034919/Best-Crypto-Savings-Account-1-1024x576.webp" alt="Best Crypto savings Account" class="wp-image-5193"/><div id="keyTakeAwayContent" style="min-height:220px;"></figure>



I found something disturbing after doing my own research on savings accounts:



The payouts are LAUGHABLE.



Especially when compared to the returns that you could receive through DeFi, like in the Liquid Loans Stability Pool.



The highest APR that I could find on savings accounts from large banks is roughly 5.35%.



<figure class="wp-block-image size-full is-resized"><img loading="lazy" width="325px" height="183px" srcset="https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account-246x300.webp 246w, https://d2ly46a6b1u3g6.cloudfront.net/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account.webp 537w" sizes="(max-width: 425px) 150px, 450px" src="https://ll-blog-dev.s3.ap-southeast-2.amazonaws.com/wp-content/uploads/2024/03/20034542/Crypto-Savings-Account.webp" alt="Crypto Savings Account" class="wp-image-5191"/></figure>



This may seem like a decent return, but when you consider inflation, you might barely be breaking even.



And when you consider other options, in my opinion, you're flat out leaving money on the table.



I’m not someone who can, or does, provide financial advice. I do, however, have some major thoughts on these rates.



<h2 class="wp-block-heading tablecontent">How Much Better?!?!</h2>



As I’m writing this, the Liquid Loans <a href="https://www.thecoinzone.com/liquidloans/stability-pool">Stability Pool</a> is currently offering a 161% APR on the stablecoin, USDL.



Yes, you read that right. 161% APR.



This is roughly 31x times higher than the highest savings account that I found.



In other words, it could take you 31 years to get the same returns on your money as just 1 year in the Stability Pool at these current rates.



This may seem too good to be true, but there’s actually a reason for this disparity in earnings.



<h2 class="wp-block-heading tablecontent">Why is the Stability Pool APR So High?</h2>



The yield on USDL comes from two sources:



<ul>
<li>Liquidations: Whenever a Vault is liquidated within the Liquid Loans protocol, Stability Providers pay the debt of the Vault. In exchange, they receive all of its PLS.&nbsp;</li>
</ul>



This gives them an instant 10% gain on all of the USDL debt they repay. 



<ul>
<li>LOAN Emissions: LOAN token is paid out to Stability Providers as a reward for their services.</li>
</ul>



Yield from the Stability Pool is so high right now, frankly, because the Liquid Loans protocol is new.&nbsp;



LOAN token emissions, in the first year, are the highest they will ever be. Each year, the rate of emission is halved.&nbsp;



You can clearly see that the APR for the Stability Pool has been going down every week since launch.&nbsp;



It was as high as 1000% in the first few weeks, but is now floating around 161%. 



But any way you slice it, a 161% APR is significantly higher than 5.3%. 



Unless the APR offered by the Stability Pool drops below 5.3%, which it seems unlikely to do for many months or even years, it simply has a higher payout than a traditional savings account.



<h2 class="wp-block-heading tablecontent">Beating Inflation</h2>



For financially conscious individuals, beating inflation is the name of the game.



Every year, fiat currencies across the world are devalued due to an ever increasing supply of that currency.



This is compounded, especially in the United States, by a decreasing supply in production of the ‘stuff’ that people want to buy.



The result is often that fiat currency savings become worth less and less.&nbsp;



A great way to counteract this problem is by earning yield on your cash, but a high-yield savings account may do little more than break even.&nbsp;



While you could turn to the stock market, this may not be ideal depending on your own risk tolerance or in situations where you need fast liquidity.



That’s where holding savings in USDL and staking in the Stability Pool can be a great solution.



<h2 class="wp-block-heading tablecontent">How to Start Your Crypto Savings Account</h2>



You can start your crypto savings account easily and start outperforming all of the mainstream, traditional offerings.



To get started, you would just need to <a href="https://www.thecoinzone.com/pulsechain/how-to-buy-usdl">buy USDL</a>, which is a fully-backed stablecoin tied to the price of the US dollar.



After you’ve done that, you can go to the <a href="https://go.liquidloans.io/">Liquid Loans dApp</a> and <a href="https://www.thecoinzone.com/liquidloans/how-to-deposit-usdl-into-the-stability-pool">place your USDL in the Stability Pool.&nbsp;&nbsp;</a>



It’s literally that simple.



Why let a bank take you for granted when you can be your own bank?



With Liquid Loans, you can make your money work the way you want it to.

The Stability Pool is THIS Much Better Than Your Savings Account

Click here to learn why the Stability Pool is the best crypto savings account on the market.